Blitz Bureau
NEW DELHI: Government-backed women-centric schemes are strengthening financial empowerment and entrepreneurship across India, particularly in rural and underserved regions, an official factsheet said on March 7.
Several major women empowerment schemes, such as the Sukanya Samriddhi Yojana, NaMo Didi Yojana, and the Womaniya Initiative, aim to expand access to credit, skills, and markets. The government highlighted these women-focused initiatives as part of its broader vision of building a “Viksit Bharat” by 2047, where women play a central role in economic growth and community development.
The Sukanya Samriddhi Yojana (SSY) — launched in 2015 under the Beti Bachao Beti Padhao campaign to promote savings for the education and future needs of the girl child. SSY offers an interest rate of 8.2 per cent annually, tax benefits under Section 80C, and has accumulated deposits of more than Rs 3.33 lakh crore as of December 2025, according to official data.
The factsheet also noted that rural women’s economic participation is being strengthened through the Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM), which brings women together in self-help groups (SHGs).
The DAY-NRLM programme has mobilised over 10.05 crore rural women into more than 90.9 lakh SHGs, creating one of the world’s largest networks of women-led community institutions. “The repayment rate is over 98 per cent, which shows how well the groups manage money,” the government said.
